Hackers can hack your bank account because of your mistake
Defeat if any online transaction verification falls into the hands of OTP hackers! After all, hackers can empty the bank account attached to the transaction. OTP is a one time password which can be used only once. In the case of online transactions, the transaction is secured by OTP verification. So this OTP should never be shared with anyone.
But did you know that hackers can loot money from bank accounts, debit, credit cards even if they don't say OTP! In some cases, how can fraudsters withdraw money from bank accounts, debit, credit cards without OTP? Let's see ...
Some money went into your account from an unknown account or from a phone number through an online payment gateway. After that, the phone will come from that number. The phone will tell you that the money was sent to you by mistake, so to return it. Once you agree, it will ask you to scan the QR code. If you agree, the fraudsters will scan your QR code and empty your bank account. This risk is much higher if you have a banking app on the phone. However, if you are careful, the risk can be easily avoided.
In addition to scanning the QR code, hackers may have the opportunity to hack our bank account for some mistakes. So there are some things to keep in mind. Let's find out now ...
Do not install Team Viewer or Anidesk software on your smartphone in any way. Do not hand over your mobile phone or debit / credit card to anyone. Do not scan any QR code on the words of strangers.
If you get a link from an unknown number in WhatsApp, MMS or SMS, don't click on it. If you have a banking app on your phone, temporarily deactivate your debit / credit card from it. This will reduce the risk of being hacked.
It is better not to use apps that require customer permission to send SMS. Don't save a debit / credit card when shopping on an e-commerce website.